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If the value of your assets is higher than the amount of liability coverage in your vehicle or homeowner’s policies, an umbrella policy could cover expenses for damages that exceed basic coverage. Besides your primary residence, your umbrella policy could protect other assets like college and retirement savings, vacation homes, and certain financial investments.
Umbrella policies are fairly inexpensive and you can choose exactly how much coverage you’d like so if you’re unsure about whether you need one, speak with one of our agent about your exposures.